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Friday, February 8, 2013

Fit-For-Driving No. 22: Insurance Discounts


Are senior drivers considered high risk? Not according to the state of Ohio which lists high risk drivers as those who have a poor driving record and those who are uninsurable for 30 days (Kasich, 2011). Senior drivers are historically good drivers who take responsibility for their health and well-being and drive safely. For example, senior drivers seek exercise classes and therapy for sensory losses and limited range of motion issues, and they talk to their doctors and pharmacy about driving and their prescription drug usage.  According to Governor Kasich (2011) most insurance companies offer discounts to seniors if they meet this criteria:
Be between the ages of 60 & 70 and pass an accident prevention course
Provide the insurance company with a certificate proving you have passed the course
Have a satisfactory driving record for the previous three years

 

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